Beware the silly horse, bearing (unwanted) gifts
Here’s the deal: I own a horse, you have a big stable. So you look after my black beauty and hire him out to make money, and I get a trot or a canter when I want one. A fair arrangement? I think so. Now let’s suppose, unexpectedly, you write to me and say, “we have made available, carefully selected to suit your lifestyle, a menagerie consisting of six goats, three rabbits, a brace of pheasants and a duck. All of these are potentially of great value to you, and therefore we now propose to charge you substantially for the stabling of your horse, which we will continue to hire out for our profit.” At which point I reflect that I have no use for goats, rabbits are three-a-penny in the marketplace, pheasant is a delicacy I disdain, and I already sourced my own duck. What should I do next? Moving on, here’s a letter I received this month from Lloyds Bank, about an account I opened a few years before the start of the ultimate quarter of the last century (coy, moi?): Dear Mr Wintle Your gold ...